Free, no-obligation enquiry
Start your first-home journey
Share a few details and speak to a mortgage adviser who can talk you through your first-home options.
60 seconds · No credit check to enquire · Free, no-obligation enquiry
From 5% deposit
Free, no-obligation enquiry
Share a few details and speak to a mortgage adviser who can talk you through your first-home options.
60 seconds · No credit check to enquire · Free, no-obligation enquiry
The challenge
Buying your first home is exciting — but also overwhelming. Deposits, affordability checks, government schemes, conveyancing. Speaking to a regulated mortgage adviser early can help you understand what may be possible.
Deposit Example
How a mortgage adviser helps
Your adviser looks at affordability and lender criteria for your situation.
They compare mortgages from across the market to find products that fit you.
From Decision in Principle to completion, your adviser explains every step in plain English.
If you choose to proceed, they manage the application end-to-end.
The process
Tell us about your income, deposit and what you're looking for.
Takes 60 secondsAn FCA authorised mortgage adviser looks at the products available to you.
No credit check to enquireA regulated mortgage adviser explains your options — no pressure, no jargon.
No pressureIf you choose to proceed, your adviser manages the application through to completion.
Adviser-ledCalculator
An illustrative figure based on a generic 4.5x income multiplier. Not a quote, not a borrowing offer.
Indicative borrowing range
based on a generic 4.5× income multiplier — lender limits vary widely
Illustrative only and not a borrowing offer. Lender criteria, your full financial assessment and credit history determine actual borrowing. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
What people say
“I was dreading the process but speaking to a mortgage adviser made it incredibly simple and stress-free.”
“As a first-time buyer I had no idea where to start. The adviser walked me through everything in plain English.”
“I was nervous about my application. The adviser I spoke to looked at my case properly and explained what was possible.”
Common questions
First-time buyer FAQs