Buying your first home? We'll guide you every step. Get expert advice today

Your First Home · Expert Guidance

Your first home starts here

We compare 90+ lenders to find your perfect first mortgage — even with just a 5% deposit. Expert guidance, zero jargon, fixed fees.

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60 seconds · No credit check · FCA regulated

90+
Lenders
5/5
Google Reviews
5%
From Deposit
Expert Advice
Happy first-time buyer couple
From 5% deposit
FCA Regulated
Whole-of-Market
Fixed Fee from £495
No Hidden Costs
Expert Advisors

The challenge

Navigating your first property purchase

Buying your first home is exciting — but also overwhelming. Deposits, affordability checks, government schemes, conveyancing. It's a maze of jargon and decisions. You need someone in your corner who knows the market inside out.

Deposit Example

Property price£250,000
5% deposit£12,500
10% deposit£25,000
You could buy with just £12,500
on a £250,000 property with a 5% deposit

How we help

Everything you need for your first home

Find your budget

We calculate exactly what you can afford and which lenders will approve you.

Search 90+ lenders

We search the whole market to find the best first-time buyer rates and deals.

Guide the process

From mortgage in principle to completion, we explain every step in plain English.

Handle everything

Applications, paperwork, lender communication — we manage it all for you.

The process

Four simple steps to your first home

1

Answer a few quick questions

Tell us about your income, deposit and what you're looking for.

Takes 60 seconds
2

We search 90+ lenders

We compare the whole market to find the best first-time buyer deals.

No credit check
3

An expert calls you

Your dedicated advisor explains your options — no pressure, no jargon.

No pressure
4

We handle everything

From application to completion, we manage the entire process for you.

We handle it

Calculator

How much can you borrow?

Enter your details for an instant estimate. No credit check required.

£
£
£

You could borrow up to

£157,500

based on a general 4.5× income multiplier (actual limits vary by lender)

Maximum property price
£172,500
borrowing + your deposit
Get a personalised quote →

This is an estimate only. Actual borrowing depends on your full financial assessment. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Thousands trust Remigo

Don't take our word for it

★★★★★
5 / 5
Google Reviews · Verified
★★★★★

I was dreading the process but Remigo made it incredibly simple. They found me a deal I never would have found on my own.Saved me over £200 a month

J
James Mitchell
Remortgaged · Nov 2023 · Google Review
★★★★★

As a first-time buyer I had no idea where to start. Remigo walked me through everything and made the whole thing simple and stress-free.

S
Sarah Thompson
First-time buyer · Jun 2023 · Google Review
★★★★★

I'd been rejected twice before coming to Remigo. They found a specialist lender who approved me within days. Can't recommend them enough.

P
Priya Patel
Self-employed · Oct 2023 · Google Review

Common questions

First-time buyer FAQs

Most lenders require a minimum 5% deposit, though putting down 10% or more will typically get you access to better interest rates. For example, on a £250,000 property, a 5% deposit would be £12,500. We'll help you find the best deal for your deposit size.
Most lenders will offer between 4 and 4.5 times your annual income. Some specialist lenders may go higher depending on your circumstances. Use our affordability calculator above for an instant estimate, or speak to one of our advisors for a personalised assessment.
There are several schemes designed to help first-time buyers, including Lifetime ISAs (25% government bonus up to £1,000/year), Shared Ownership (buy a share from 25%), and First Homes (30-50% discount on new builds). We'll help you understand which schemes you're eligible for.
Yes, you'll need a solicitor or licensed conveyancer to handle the legal side of your purchase. They manage searches, contracts, and the transfer of ownership. We can recommend trusted solicitors who specialise in first-time buyer purchases.
From mortgage application to completion, the process typically takes 8-12 weeks, though it can vary. Getting a mortgage in principle first can speed things up significantly. We guide you through every step to keep things moving.
A mortgage in principle (also called an agreement in principle) is a statement from a lender confirming how much they'd be willing to lend you. It's not a guarantee, but estate agents often ask for one before accepting offers. We can arrange one quickly with no impact on your credit score.

Ready to buy your first home?

60 seconds. No credit check. No jargon. Just expert guidance from people who've helped thousands of first-time buyers.

FCA Regulated
90+ Lenders
Fixed Fee from £495
Expert Advice

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

0330 024 2828Mon–Fri 9am–6pm · Sat 10am–2pm
hello@remigo.co.ukWe aim to reply within 24 hours
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