Buying your first home? Speak to a mortgage adviser to see what could be possible.

Mortgage adviser introductions · Free service

Start your first-home journey

Share a few details and we'll connect you with a mortgage adviser who can talk you through your first-home options.

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60 seconds · No credit check · Free service

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From Deposit
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First-time buyer couple looking at a new home
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The challenge

Navigating your first property purchase

Buying your first home is exciting — but also overwhelming. Deposits, affordability checks, government schemes, conveyancing. Speaking to a regulated mortgage adviser early can help you understand what may be possible.

Deposit Example

Property price£250,000
5% deposit£12,500
10% deposit£25,000
Illustrative example only
A 5% deposit on a £250,000 property is £12,500. Lender criteria vary.

How a mortgage adviser helps

Mortgage advice for your first home

Find a sensible budget

Your adviser looks at affordability and lender criteria for your situation.

Compare across the market

They compare mortgages from across the market to find products that fit you.

Guide the process

From Decision in Principle to completion, your adviser explains every step in plain English.

Handle the application

If you choose to proceed, they manage the application end-to-end.

The process

Four simple steps to speak to an adviser

1

Answer a few quick questions

Tell us about your income, deposit and what you're looking for.

Takes 60 seconds
2

An adviser compares the market

An FCA authorised mortgage adviser looks at the products available to you.

No credit check at this stage
3

Your adviser calls you back

A regulated mortgage adviser explains your options — no pressure, no jargon.

No pressure
4

They handle the application

If you choose to proceed, your adviser manages the application through to completion.

Adviser-led

Calculator

Indicative borrowing

An illustrative figure based on a generic 4.5x income multiplier. Not a quote, not a borrowing offer.

£
£
£

Indicative borrowing range

£157,500

based on a generic 4.5× income multiplier — lender limits vary widely

Indicative property price
£172,500
borrowing + your deposit
Request an introduction →

Illustrative only and not a borrowing offer. Lender criteria, your full financial assessment and credit history determine actual borrowing. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

What people say

Reviews from customers introduced via Remigo

★★★★★
5 / 5
Google Reviews · Verified
★★★★★

I was dreading the process but being introduced to a mortgage adviser made it incredibly simple and stress-free.

J
James Mitchell
First-time buyer · Verified Google Review
★★★★★

As a first-time buyer I had no idea where to start. The adviser walked me through everything in plain English.

S
Sarah Thompson
First-time buyer · Verified Google Review
★★★★★

I was nervous about my application. The adviser I was introduced to looked at my case properly and explained what was possible.

P
Priya Patel
First-time buyer · Verified Google Review

Common questions

First-time buyer FAQs

Most lenders look for a minimum 5% deposit, though a larger deposit usually opens up more options. For a £250,000 property, a 5% deposit would be £12,500. A mortgage adviser can talk you through what may be available based on your deposit and income.
Lender criteria vary widely, but many will consider lending around 4 to 4.5 times your annual income. Use our affordability calculator above for a rough indicative figure, or get started so a mortgage adviser can give you a proper assessment.
Schemes such as Lifetime ISAs, Shared Ownership and First Homes can help first-time buyers. Eligibility, terms and availability vary. A mortgage adviser can explain which schemes might be relevant to your situation.
Yes — a solicitor or licensed conveyancer handles searches, contracts and the transfer of ownership. A mortgage adviser can suggest conveyancers commonly used by their clients.
From mortgage application to completion typically takes 8–12 weeks, though it can vary significantly. Having a Decision in Principle in place before house-hunting often speeds things up.
A mortgage (or Decision) in Principle is a statement from a lender confirming how much they'd be willing to lend you in principle. It's not a guarantee, but estate agents often ask for one before accepting offers. Your adviser can arrange one as part of the advice process.

Ready to take the first step?

Tell us about your situation and we’ll connect you with a mortgage adviser. No obligation.

Enter your details and we'll connect you with a mortgage adviser to discuss your options.

We work with FCA authorised mortgage advisers.

Free introduction
No credit check
No obligation
Privacy first
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