Terms of Use

1. Introduction

These terms of use (“Terms”) govern your access to and use of the Remigo website and the introduction service provided by Remigo Ltd (“Remigo”, “we”, “us”, “our”).

By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website.

Remigo Ltd is a UK lead generation company that introduces customers to mortgage advisers. Remigo Ltd is not authorised by the Financial Conduct Authority and does not give mortgage advice. Mortgage advice is provided by MoneyMates, a trading style of Kris Perryman, an Appointed Representative of New Leaf Distribution Ltd (FCA No. 460421). Our registered office is Garfield House, 165–167 High Street, Rayleigh, Essex SS6 7QA.

2. Use of the Website

You may use our website for lawful purposes only. You agree not to use the website:

• In any way that breaches any applicable local, national, or international law or regulation
• In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect
• To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material
• To knowingly transmit any data or material that contains viruses, Trojan horses, worms, or any other harmful programs
• To attempt to gain unauthorised access to our website, the server on which it is stored, or any connected system

3. Our Services

Remigo provides a lead generation and introduction service. When you submit an enquiry through our website, you are asking us to introduce you to MoneyMates so that one of their mortgage advisers can contact you about your enquiry.

Important:

• Remigo does not provide mortgage advice, broking services, or any other regulated activity. We do not recommend products, lenders, or interest rates.
• The information on this website is for general information only and is not a personal recommendation.
• Any mortgage advice you receive will come from a regulated mortgage adviser at MoneyMates following a separate suitability assessment.
• We cannot guarantee that any particular mortgage will be available to you, that any application will be accepted, or any specific outcome.
• YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Submitting an enquiry through our website does not create a contract for mortgage advice. Any contract for advice or for the arranging of a mortgage will be between you and MoneyMates and is governed by their own terms and disclosures.

4. Calculators and Illustrative Figures

Our website includes calculators and illustrative comparisons. These tools are provided for general guidance only and do not constitute a mortgage offer, a personal recommendation, or a guarantee. The rates, payments, and borrowing amounts shown are illustrative and may not reflect the actual products or rates available to you. Your actual mortgage terms will depend on your individual circumstances, credit history, and lender criteria, and will be confirmed in writing by your lender.

5. Information You Provide

You are responsible for ensuring that any information you provide to us through the website is accurate, complete, and up to date. You must notify us if any of the information you have given us changes.

Providing false or misleading information may:

• Prevent MoneyMates from providing suitable advice or recommendations
• Result in a mortgage application being declined
• Constitute fraud, which is a criminal offence

For information about how we collect, use, and protect your personal data, please see our Privacy Policy.

6. Our Fees

Remigo Ltd does not charge you a fee for the introduction service. Our service to you is free.

If you choose to take advice from MoneyMates, MoneyMates may charge a fee for their advice or for arranging your mortgage. Any such fees are charged by MoneyMates, not by Remigo, and will be disclosed by MoneyMates in writing before you commit to anything.

7. Intellectual Property Rights

We are the owner or licensee of all intellectual property rights in our website and the material published on it. These works are protected by copyright laws and treaties. All such rights are reserved.

You may print or download content from our website for your personal, non-commercial use only. You must not modify, reproduce, distribute, or use any content for commercial purposes without our express written permission.

8. Links to Third-Party Websites

Our website may contain links to third-party websites that are not owned or controlled by Remigo Ltd. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

9. Website Availability

We do not guarantee that our website will always be available or that access will be uninterrupted. We may suspend, withdraw, or restrict the availability of all or any part of our website for business and operational reasons.

10. Disclaimer and Limitation of Liability

The website is provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, about the accuracy, reliability, or completeness of information on the website.

Remigo Ltd is not responsible for any advice, recommendation, mortgage product, insurance product, or service provided by MoneyMates or any third-party lender or provider. Any contract for advice or for a mortgage product is solely between you and that third party.

To the fullest extent permitted by law, we exclude all liability for any loss or damage arising from your use of the website or our introduction service.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

11. FCA Regulation

Remigo Ltd is not authorised or regulated by the Financial Conduct Authority. Mortgage advice is provided by MoneyMates, a trading style of Kris Perryman, an Appointed Representative of New Leaf Distribution Ltd (FCA No. 460421). You can verify New Leaf Distribution Ltd's authorisation on the FCA Register.

If you have a complaint about our introduction service or about the advice you received, please see our Complaints Procedure, which sets out who to contact in each case.

12. Changes to These Terms

We may revise these Terms at any time by updating this page. Your continued use of the website after any changes indicates your acceptance of the revised Terms.

13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact Us

If you have any questions about these Terms of Use, please contact us:

Email: hello@remigo.co.uk
Phone: 0330 024 2828
Address: Remigo Ltd, Garfield House, 165–167 High Street, Rayleigh, Essex SS6 7QA