Terms of Use | Remigo Ltd

1. Introduction

These terms of use (“Terms”) govern your access to and use of the Remigo website and the mortgage advice service provided under the Remigo trading name (“Remigo”, “we”, “us”, “our”).

By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website.

Remigo is a trading style of Kris Perryman (FCA Reg: 1050238) who is an Appointed Representative of New Leaf Distribution Ltd (FCA Reg: 460421) who are authorised and regulated by the Financial Conduct Authority. The website is operated by Remigo Ltd, registered in England & Wales (company number 17181612), registered office 8 Channel Court, Hill Road, Clevedon, Somerset, BS21 7NE.

2. Use of the Website

You may use our website for lawful purposes only. You agree not to use the website:

In any way that breaches any applicable local, national, or international law or regulation
In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect
To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material
To knowingly transmit any data or material that contains viruses, Trojan horses, worms, or any other harmful programs
To attempt to gain unauthorised access to our website, the server on which it is stored, or any connected system

3. Our Services

When you submit an enquiry through our website, a mortgage adviser will contact you to discuss your circumstances and the options that may be available to you. If you choose to proceed, your adviser will carry out a suitability assessment before making any personal recommendation.

Important:

The information on this website is for general information only and is not, on its own, a personal recommendation. A personal recommendation is given only after a suitability assessment by your adviser.
We cannot guarantee that any particular mortgage will be available to you, that any application will be accepted, or any specific outcome.
Submitting an enquiry through our website does not by itself create a contract for advice. Your adviser will provide their own disclosures and confirm the basis of advice before you proceed.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

4. Calculators and Illustrative Figures

Our website includes calculators and illustrative comparisons. These tools are provided for general guidance only and do not constitute a mortgage offer, a personal recommendation, or a guarantee. The rates, payments, and borrowing amounts shown are illustrative and may not reflect the actual products or rates available to you. Your actual mortgage terms will depend on your individual circumstances, credit history, and lender criteria, and will be confirmed in writing by your lender.

5. Information You Provide

You are responsible for ensuring that any information you provide to us through the website is accurate, complete, and up to date. You must notify us if any of the information you have given us changes.

Providing false or misleading information may:

Prevent us from providing suitable advice or recommendations
Result in a mortgage application being declined
Constitute fraud, which is a criminal offence

For information about how we collect, use, and protect your personal data, please see our Privacy Policy.

6. Our Fees

There is no charge for making an enquiry. If a fee applies for advising on or arranging your mortgage, your adviser will disclose this to you clearly and in writing before you commit to anything.

7. Intellectual Property Rights

We are the owner or licensee of all intellectual property rights in our website and the material published on it. These works are protected by copyright laws and treaties. All such rights are reserved.

You may print or download content from our website for your personal, non-commercial use only. You must not modify, reproduce, distribute, or use any content for commercial purposes without our express written permission.

8. Links to Third-Party Websites

Our website may contain links to third-party websites that are not owned or controlled by Remigo Ltd. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

9. Website Availability

We do not guarantee that our website will always be available or that access will be uninterrupted. We may suspend, withdraw, or restrict the availability of all or any part of our website for business and operational reasons.

10. Disclaimer and Limitation of Liability

The website is provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, about the accuracy, reliability, or completeness of information on the website.

We are not responsible for any mortgage product, insurance product, or service provided by any third-party lender or product provider. Any contract for a mortgage or other product is between you and that provider and is governed by their own terms.

To the fullest extent permitted by law, we exclude all liability for any loss or damage arising from your use of the website.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

11. FCA Regulation

If you have a complaint about the advice or service you received, please see our Complaints Procedure.

12. Changes to These Terms

We may revise these Terms at any time by updating this page. Your continued use of the website after any changes indicates your acceptance of the revised Terms.

13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact Us

If you have any questions about these Terms of Use, please contact us:

Email: hello@remigo.co.uk
Phone: 0330 024 2828
Address: Remigo Ltd, 8 Channel Court, Hill Road, Clevedon, Somerset, BS21 7NE