Expert Advice · Fixed Fee from £495

Remortgage to a better deal

When your fixed rate ends, most lenders move you to their SVR — often much higher than what you could get by switching. We search 90+ lenders to keep your payments lower and the process simple.

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60-second form · No credit check for initial advice · FCA regulated

90+

Lenders

5/5

Google Reviews

£495

Fixed Fee

5k+

Clients

Happy homeowners reviewing remortgage paperwork together at home

See how much you could save

The problem

SVR quietly pushes your payment up

After a fixed deal, many homeowners drift onto a standard variable rate without comparing the market. That single change can add hundreds a month — money that could stay in your pocket with the right remortgage.

We help you time the switch, avoid unnecessary fees, and choose a product that fits your goals — whether you want certainty, flexibility, or to release equity.

ILLUSTRATIVE RATES

Example previous fixed rate3.49%

Typical SVR (illustrative)7.25%

Illustrative new rate4.19%

Illustrative saving: £267/mo

Illustrative example only, based on a £200k mortgage, 22-year term, comparing 7.25% SVR to 4.19%. Actual savings depend on your loan size, term, fees, credit history, and lender criteria. This does not constitute a mortgage offer.

How we help

Whole-of-market search, without the hassle

Search the whole market

We compare 90+ lenders so you don’t rely on a single bank’s shelf of products.

Time it perfectly

We plan around your ERC end date and lock in rates so you don’t slip onto SVR.

Handle the admin

Paperwork, lender questions, and chasing solicitors — we keep the process moving.

Save you money

Clear numbers on monthly cost, fees, and total interest so you can decide confidently.

How it works

Four simple steps to your new rate

Tell us about your mortgage

Balance, rate, end date — quick facts so we know what you’re on today.

We compare the market

Whole-of-market search tailored to your income, credit profile, and goals.

Choose your deal

We explain the numbers plainly — payment, fees, and any ERC timing.

We get you to completion

We chase lenders and solicitors so you switch smoothly before SVR kicks in.

Calculator

See what you could save each month

Enter your current balance, rate, and remaining term. We compare to a generic illustrative rate of 4.19% (derived from the Bank of England base rate). This does not represent an actual mortgage product available to you.

Mortgage balance (£)Current interest rate (%)Remaining term (years)

New monthly payment (4.19%)

£1,161

Current monthly payment (5.5%)

£1,308

Estimated saving: £147/mo

Illustrative only — not a mortgage offer. Fees, ERCs, and lender criteria can change what you save. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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Testimonials

Real people, real savings

SAVED £200+/MO

“We thought we’d just stay with our bank. Remigo found a remortgage that saved us over £200 a month — wish we’d called sooner.”

James Mitchell

Google Review

SIMPLE & STRESS-FREE

“Clear explanations, no jargon, and they chased everything. The whole thing felt simple and stress-free from start to finish.”

Sarah Thompson

Google Review

APPROVED AFTER REJECTIONS

“I’d been rejected twice elsewhere. Remigo looked at my case properly and we got approved — huge relief for our family.”

Priya Patel

Google Review

FAQ

Remortgage questions, answered

Ideally 3–6 months before your fixed deal ends. That gives time to compare the whole market, secure a rate, and complete before you roll onto your lender’s SVR — which is almost always more expensive.

SVR stands for Standard Variable Rate. It’s your lender’s default rate after an introductory deal ends. SVRs are typically higher than new fixed or tracker products, which is why many homeowners remortgage to avoid paying more than they need to.

Yes, in many cases you can borrow more against your home when you remortgage — for example for home improvements or debt consolidation. We’ll explain the trade-offs, affordability checks, and whether it’s right for your situation.

Yes — at Remigo we charge a transparent fixed fee from £495. This covers our whole-of-market search, expert advice, and managing your application from start to finish. You’ll always know the cost upfront before you proceed.

An ERC may apply if you leave your current deal before it ends. We’ll check your offer and timing so you know whether to remortgage now, switch on a product transfer, or wait until the ERC window drops.

Yes — most lenders let you secure a rate 3–6 months before your current deal expires. If rates drop before completion, we can switch you to the lower rate. If rates rise, you’re protected. It’s a no-lose position.

A product transfer stays with your existing lender (often quicker, fewer checks). A remortgage moves to a new lender and can unlock better rates from the wider market. We compare both so you pick the route that saves the most for your circumstances.

Remortgage to a better deal

SVR quietly pushes your payment up

Whole-of-market search, without the hassle

Search the whole market

Time it perfectly

Handle the admin

Save you money

Four simple steps to your new rate

Tell us about your mortgage

We compare the market

Choose your deal

We get you to completion

See what you could save each month

Real people, real savings

Ready to beat the SVR?