Free, no-obligation enquiry
Sole trader, contractor or company director? Share a few details and speak to a mortgage adviser who can talk you through your options.
60 seconds · No credit check to enquire · Free, no-obligation enquiry
The challenge
Some lenders don't look at self-employed income the same way as salaried income. A mortgage adviser can review how lenders are likely to assess your accounts and identify products you may be eligible for.
Income types advisers regularly see
How a mortgage adviser helps
Your adviser reviews your accounts, tax returns and income structure.
They identify lenders whose criteria suit self-employed income.
Your adviser packages your application so lenders see the full picture of your affordability.
If you choose to proceed, they handle the application end-to-end.
The process
Share your income type, business structure and what you need.
Takes 60 secondsAn FCA authorised mortgage adviser considers self-employed-friendly lenders.
Adviser-ledA regulated mortgage adviser reviews your options with you.
No pressureIf you proceed, your adviser manages the application from submission to completion.
End-to-endCalculator
An illustrative comparison only. Not a quote and not a product recommendation.
Illustrative monthly payment
at an illustrative comparison rate of 5.35% (not an actual product rate)
Illustrative only. Not a quote, not a product recommendation, and not a guarantee of any saving. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
What people say
“I was dreading the process but speaking to a mortgage adviser made it incredibly simple and stress-free.”
“I had no idea where to start. The adviser walked me through everything in plain English.”
“I’d struggled previously. The adviser I spoke to looked at my case properly and explained what was possible.”
Common questions
Self-employed mortgage FAQs